Protecting Your Security Today and Tomorrow with Dybvik, Dybvik & Gilley.
At Dybvik, Dybvik & Gilley we strive to provide our customers with the best possible service when it comes to all their insurance needs.
We are a full-service brokerage agency that specializes in Healthcare Planning, Retirement Planning and Financial Security. Our experienced and knowledgeable staff can help you choose the right coverage for you and your family.
We are passionate about helping our clients make informed decisions on their insurance needs and will hand carry you through the process step-by-step. With our personalized approach, our customers can have peace of mind knowing they have the right coverage and are in the best position to succeed financially.
...Made ABCD - easy
Informational Workshops
Education is a major component of what we do. Providing the general public with the information and tools to make the best educated decision, making a complicated process ABCD - easy, without the sales pitch.
Join us for a FREE 45 Minute Presentation covering what you need to know about Medicare
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The Elements of
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Parts A & B
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Medicare Advantage Plans
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Medicare Prescription Drug Plans
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Medicare Supplements
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Learn how to verify if your doctor accepts the plan
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Learn how to calculate your prescription costs for the year
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Learn how company agents and independent brokers are compensated.
Social Security is fairly simple provided you worked long enough to earn the required number of quarters and were never married. However, when you add two-income couples and/or divorce in to the mix - both historically high among baby boomers - the decisions become more complicated.
Join us for a FREE 60-minute presentation covering everything you need to know about claiming Social Security Benefits, their consequences, & strategies to maximize the benefits you receive.
Join us for a FREE 45 Minute Presentation.
You’ll learn:
• When to sign up for Medicare to avoid penalties
• What to consider when deciding when to start claiming Social Security
• When to start withdrawing from your 401(k) to avoid penalties
• When to apply for long-term care insurance to get the best rates and underwriting
• When to sign up for Medicare Supplement to avoid underwriting
• When to start withdrawing from your IRA to avoid penalties
Where should you start? Having a conversation about long term care planning can be overwhelming. With so much to cover it can be easier to retreat instead of moving forward with the discussion. It's important to understand how your decisions now will impact you and your family in the future. Join us as we discuss the importance of Long-Term Care coverage as a compliment to your retirement planning.
Upcoming Informational Workshops
Our Services
Dybvik, Dybvik & Gilley specializes in fully comprehensive retirement planning by utilizing our client strategy compass, including Asset Protection, Income Protection, Legacy Planning and Healthcare Planning. As a full service Brokerage Company our allegiance is always to our clients and never to a company. We work hard to ensure we have access to the top companies in every category and learn as much as we can about our clients to match them with the company that best suits their needs.