top of page
  • Youtube
  • Facebook
  • Instagram
  • Twitter

Protecting Your Security Today and Tomorrow with Dybvik, Dybvik & Gilley.

At Dybvik, Dybvik & Gilley we strive to provide our customers with the best possible service when it comes to all their insurance needs.

 

We are a full-service brokerage agency that specializes in Healthcare Planning, Retirement Planning and Financial Security. Our experienced and knowledgeable staff can help you choose the right coverage for you and your family.

 

We are passionate about helping our clients make informed decisions on their insurance needs and will hand carry you through the process step-by-step. With our personalized approach, our customers can have peace of mind knowing they have the right coverage and are in the best position to succeed financially.

...Made ABCD - easy
Informational Workshops

Education is a major component of what we do.  Providing the general public with the information and tools to make the best educated decision, making a complicated process ABCD - easywithout the sales pitch.

Medicare Made ABCD-easy Logo

Join us for a FREE 45 Minute Presentation covering what you need to know about Medicare

  • The Elements of 

    • Parts A & B​

    • Medicare Advantage Plans

    • Medicare Prescription Drug Plans

    • Medicare Supplements

  • Learn how to verify if your doctor accepts the plan

  • Learn how to calculate your prescription costs for the year

  • Learn how company agents and independent brokers are compensated.

Social Security Made ABCD-easy Logo

Social Security is fairly simple provided you worked long enough to earn the required number of quarters and were never married.  However, when you add two-income couples and/or divorce in to the mix - both historically high among baby boomers - the decisions become more complicated.

Join us for a FREE 60-minute presentation covering everything you need to know about claiming Social Security Benefits, their consequences, & strategies to maximize the benefits you receive.

Core Retirement logo v.2024.jpg

Join us for a FREE 45 Minute Presentation.  

You’ll learn:
• When to sign up for Medicare to avoid penalties
• What to consider when deciding when to start claiming Social Security
• When to start withdrawing from your 401(k) to avoid penalties
• When to apply for long-term care insurance to get the best rates and underwriting
• When to sign up for Medicare Supplement to avoid underwriting
• When to start withdrawing from your IRA to avoid penalties

LTC logo v.2019.png

Where should you start? Having a conversation about long term care planning can be overwhelming.  With so much to cover it can be easier to retreat instead of moving forward with the discussion.  It's important to understand how your decisions now will impact you and your family in the future.  Join us as we discuss the importance of Long-Term Care coverage as a compliment to your retirement planning.

No events at the moment

Upcoming Informational Workshops

Join us on mobile!

Download the Spaces by Wix app and join “DDG Insurance” to easily stay updated on the go.

download_my_app.widget.qr.alt"
Download on the App Store
Get it on Google Play
Our Services

Our Services

Dybvik, Dybvik & Gilley specializes in fully comprehensive retirement planning by utilizing our client strategy compass, including Asset Protection, Income Protection, Legacy Planning and Healthcare Planning.  As a full service Brokerage Company our allegiance is always to our clients and never to a company. We work hard to ensure we have access to the top companies in every category and learn as much as we can about our clients to match them with the company that best suits their needs.

Asset Protection

Protect your assets against market losses, the cost of long-term care, and other uncertainties.

Legacy Planning

Solutions to protect, leverage or transfer assets with continuity and tax efficiency.

Client Strategy Compass

Income Protection

Solutions to safeguard your standard of living against market changes, life events and outliving your income.

Healthcare Planning

Establishing proper medical coverage for your comprehensive and gap healthcare needs.

Ready to find out more?

Contact us today for your FREE no obligation consolation.  No matter what your needs are, we are here to review, compare, discuss, and make your decision-making process ABCD - easy.  

Contact
Laptop and Paperwork

Ready to enroll in your Medicare Advantage Plan or Prescription Drug Coverage??  

Click below to enroll in

Cigna, Mutual of Omaha, Aetna, Humana or United HealthCare PDP

Click below to enroll in

WellCare Medicare Advantage & Prescription Drug Plans

Contact Us

Thanks for submitting!

1275 Davis Road Suite 115 - Elgin, IL 60123

Tel. 888-786-6906

Disclaimer: This website is not connected with or endorsed by the U.S. government, the federal Medicare program, or the federal Social Security Administration program. DDGinsurance.com is privately owned and operated. DDGinsurance.com is a non-government resource. We make understanding healthcare and retirement planning ABCD - easy. If you are looking for the official Medicare website, please visit www.Medicare.gov. If you are looking for the official Social Security website visit https://www.ssa.gov/ ©2023 Erik Dybvik. All rights reserved. Individual savings may vary and are not guaranteed. Coverages and discounts subject to state availability and individual eligibility. *** DDGinsurance.com takes no responsibility and assumes no liability for any content posted by consumer or any third party. DDGinsruance.com is a licensed and certified representative of a Medicare Advantage [HMO, PPO and PFFS] organization and a stand-alone prescription drug plan with a Medicare contract. Neither DDGinsurance.com nor its agents are connected with or endorsed by the U.S. government or the federal Medicare program. Availability of carriers and products are dependent on your resident zip code.

bottom of page